Current Rates

30 Year: 6.35 %

15 Year: 5.92 %

5 Year: 5.78 %

1 Year: 5.17 %

rates are provided by Freddie Mac\'s Weekly Primary Mortgage Market Survey sm. National mortgage rates are compiled by Freddie Mac from a weekly poll of over 125 lenders, varying in type from commercial banks to mortgage lenders. Rates are based on best-case borrower scenarios; your own rate will depend on your credit history, your income, and outstanding debt.

A word about mortgage rates

Finding the best deal on a loan requires you to evaluate the ENTIRE loan. Sure, the interest rate is a very important thing to consider. But if you do not also examine the loan in detail by:

• loan type (fixed or adjustable)
• term (1-30 years usually)
• points (a form of closing costs)
• possible other fees

you may be a victim of the interest rate bait-and-switch game that many discount brokers are guilty of. Their plan is to promise impossible rates and to wait until you have paid for some upfront costs so that you will be less inclined to call off the deal.

We're different

We have more respect for our clients. We are upfront with our fees and provide you with as much information about the mortgage process and our services as possible. We help you to compare loans and our mortgage rates are very competitive. We're different - we offer the total package.